This is my first time posting a map, so... (somthing just might go wrong):
In this scenario:
McCain/Owens (blue) 147 23% of National vote
Clinton/Richardson (red) 229 29% of National vote
Guiliani/Nelson (light red) 102 22% of National vote
Bloomberg/Ventura 0 4% of National vote
Hagel/Paul (light blue) 61 19% of National vote
Nader/LaMarche 0 3% of National vote
Out of the independents Nader of course is the weakest while Bloomberg runs a campaign that fails to gain much traction and he only gets around 3-4% nationally, McCain is able to win many Republican states and the south though Hagel takes many of the plains states, and Guiliani takes some of the midwest and pulls in Florida. Clinton is able to keep many red states and expand into Arkansas and Louisiana because of the spitting of the votes.
oh and the house votes Clinton into office