The only potential upsets even on my radar are Bailey and Jensen; I voted for them just to give the poll some flavor. I think Zeldin will amount to the best losing Republican performance in New York since 1982, but that's not saying too much.
I don't actually think Jensen would be too massive an upset; perception of that race is skewed by just two polls, albeit the only two taken after Dobbs.
Bailey has no chance, and at the rate his campaign has been proceeding at, he would be lucky to keep the margin to single digits. As for Jensen, he is not the weakest Republican candidate running, and I could easily see him coming within single digits also. But Walz is popular and Minnesota continues to have a stubborn Democratic lean. It's hard for me to envision a Republican victory there this year.
I do agree with you about Zeldin though. I believe he is going to clear 40%, and if he overperforms expectations, could even get into the mid-40s. Hochul has clearly been hurt by her association with Cuomo (even though she and Cuomo weren't close, she was part of his administration for several years), and issues such as the coronavirus pandemic, crime, and inflation probably haven't helped her either. Zeldin will also benefit from pro-Republican trends among minorities and in Upstate, and will be boosted by his "native son" status in Suffolk County.