Young Americans Resistant to Obamacare

[TheDeadFlagBlues]

It's also worth taking into account that this series covers undergraduates, not young voters as a whole.

Wait seriously? What an awful poll then.

You know the media's concern trolling has gotten out of hand when this information isn't posted along with the poll...

[Sbane]

What's missing here is "why" should the ones who are now able to ride on their parents insurance until they are 26 sign up for individual insurance?   In a way, the very persons they need to sign up are the ones who they gave a waiver to.

Plenty of the "young invincibles" parents don't have insurance.

Hence the phrasing "... the ones who are now able to ...".  Those who aren't able to ride on their parents plans probably can't afford individual insurance on their own without government subsidies as it is, so they won't be the ones providing the needed funding the legislation is banking on.

They don't need young people to provide the financing. They need them to provide a healthier risk pool, which will lower premiums, and thus subsidies, as a whole.

[Sbane]

What's missing here is "why" should the ones who are now able to ride on their parents insurance until they are 26 sign up for individual insurance?   In a way, the very persons they need to sign up are the ones who they gave a waiver to.

Plenty of the "young invincibles" parents don't have insurance.

Hence the phrasing "... the ones who are now able to ...".  Those who aren't able to ride on their parents plans probably can't afford individual insurance on their own without government subsidies as it is, so they won't be the ones providing the needed funding the legislation is banking on.

It's not the funding that's needed. It's a broad risk pool that's needed.

A broad risk pool (and LOTS of them) are need to fund the ACA.  MODU doesn't think that will happen, and I happen to agree at this point.

No, MODU seems to think the ACA relies on young people paying their own way, which is not true. They are needed to spread the risk and lower (or at least slow the rise of) premiums for everybody.

[7,052,770]

Of course they are. If you show me someone who's lucky to be making minimum wage on top of college, I'll show you someone who's unlikely to be keen on blowing their entire paycheck on insurance payments.

... Seriously?  You are aware that there are subsidies for low-income people?  And by "low income," I mean anywhere under 400% of the poverty line.

Someone making minimum wage or less will hopefully be on Medicaid (though it depends on the state ), and if not their subsidized insurance will cost 3-4% of their income.

[Grumpier Than Uncle Joe]

What's missing here is "why" should the ones who are now able to ride on their parents insurance until they are 26 sign up for individual insurance?   In a way, the very persons they need to sign up are the ones who they gave a waiver to.

Plenty of the "young invincibles" parents don't have insurance.

Hence the phrasing "... the ones who are now able to ...".  Those who aren't able to ride on their parents plans probably can't afford individual insurance on their own without government subsidies as it is, so they won't be the ones providing the needed funding the legislation is banking on.

It's not the funding that's needed. It's a broad risk pool that's needed.

A broad risk pool (and LOTS of them) are need to fund the ACA.  MODU doesn't think that will happen, and I happen to agree at this point.

No, MODU seems to think the ACA relies on young people paying their own way, which is not true. They are needed to spread the risk and lower (or at least slow the rise of) premiums for everybody.

Would you agree the pool not only needs to be diverse but big, and I mean BIG?  Right now the only ones jumping in the pool are unhealthies (probably at high numbers).  We need a wide range of young healthies joining to offset the others, or the pool will be toxic.

[Sbane]

What's missing here is "why" should the ones who are now able to ride on their parents insurance until they are 26 sign up for individual insurance?   In a way, the very persons they need to sign up are the ones who they gave a waiver to.

Plenty of the "young invincibles" parents don't have insurance.

Hence the phrasing "... the ones who are now able to ...".  Those who aren't able to ride on their parents plans probably can't afford individual insurance on their own without government subsidies as it is, so they won't be the ones providing the needed funding the legislation is banking on.

It's not the funding that's needed. It's a broad risk pool that's needed.

A broad risk pool (and LOTS of them) are need to fund the ACA.  MODU doesn't think that will happen, and I happen to agree at this point.

No, MODU seems to think the ACA relies on young people paying their own way, which is not true. They are needed to spread the risk and lower (or at least slow the rise of) premiums for everybody.

Would you agree the pool not only needs to be diverse but big, and I mean BIG?  Right now the only ones jumping in the pool are unhealthies (probably at high numbers).  We need a wide range of young healthies joining to offset the others, or the pool will be toxic.

Obviously I agree with you. I was just pointing out that MODU seems to think the youngs need to finance Obamacare. They would be ecstatic to get youngs joining in even if they only made 150% of the FPL. They are needed to make the risk pool better, not to finance the thing.

[○∙◄☻¥tπ[╪AV┼cVê└]

18-24 year olds are always anti-establishment, which happens to be Democrat right now.  They're not actually going to vote for some Republican splooge who reminds them of their high school principal.

To be fail, Hillary reminds me of an overly strict librarian.

Yes, Hillary's appeal to young people is a HUGE question mark for Dems and not promising... in fact I count on young people participation cratering if it's Hillary vs. virtually any Republican.

She could do better with people who are too young to remember how right-wing her husband was as President.

[Small Business Owner of Any Repute]

Most 20-somethings will be covered by their parents' insurance until they're mature enough to buy insurance on their own.

[Grumpier Than Uncle Joe]

Most 20-somethings will be covered by their parents' insurance until they're mature enough to buy insurance on their own.

Right, and they knew this, but a drastic influx of 27-40 year old healthies better jump in the pool fast, because the only ones likely signing up at this point are the unhealthies with preexisting conditions, or ones worried they're going to need it in the immediate future.

Right now it's a kiddie pool and someone pooped in it......it needs to be a big pool with lots of clean water to offset the toxicity.