HHS in 2010: 40-67% of those with individual insurance won't be able to keep it (user search)
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  HHS in 2010: 40-67% of those with individual insurance won't be able to keep it (search mode)
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Author Topic: HHS in 2010: 40-67% of those with individual insurance won't be able to keep it  (Read 7678 times)
memphis
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« on: October 29, 2013, 09:49:57 PM »

It will be cheaper for most consumers after subsidies. Nobody cares what their "rate" is.
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memphis
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« Reply #1 on: October 30, 2013, 11:41:08 AM »

Oh no!  People are going to have to get (gasp) a different health insurance plan!  And, it's going to be cheaper and provide more comprehensive coverage and if I can't afford it, the government will help me pay?  What ever shall we do?

Where on earth do you get the idea what they'll find to replace their lost coverage with is cheaper?  You might want to read the article.

George Schwab, 62, of North Carolina, said he was "perfectly happy" with his plan from Blue Cross Blue Shield, which also insured his wife for a $228 monthly premium. But this past September, he was surprised to receive a letter saying his policy was no longer available. The "comparable" plan the insurance company offered him carried a $1,208 monthly premium and a $5,500 deductible.

What did George Schwab find on the exchanges?
Something a hell of a lot better than his old policy, I'm sure. The idea that two olds were receiving adequate coverage for $228/mo is ludicrous.
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memphis
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« Reply #2 on: October 30, 2013, 02:51:23 PM »

Family Deductible   $11,000 in-network / $22,000 out-of-network

Ummm... yeah.  I don't think 67% of the US population can take a $11,000-$22,000 family hit every year.

This is supposedly the Obamacare option no?

I don't know what it is or in fact if it is even real.  The guy's link doesn't work.  What I do know is there is no way 67% of the population can can handle a $22,000 deductible so it doesn't represent the ideal situation for the majority of the people regardless or pre or post Obamacare pricing.

I really wish we could talk about the average plan for the average person.

Average as in median person?  Does the median person qualify for subsidies? I readily stipulate that Obamacare is a good deal for those in line to get large subsidies. And they should get subsidies, if based on means testing, and means testing alone (not by age, etc.). Pity we have this Rube Goldberg toy to effect it all, with the cross subsidies largely done through differential insurance premiums, rather than out of general revenues, with all the attendant distortions and limitation of options available. It all makes zero sense to me.
Senility creeping in?
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memphis
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« Reply #3 on: October 30, 2013, 03:03:42 PM »

And the more things change, the more they stay the same:
http://www.youtube.com/watch?v=N3aO_s0Yuv8
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memphis
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« Reply #4 on: October 31, 2013, 10:25:07 AM »

http://touch.latimes.com/#section/-1/article/p2p-77990231/

More and more it seems like these anti-Obamacare stories are bunk, peddled by journalists who aren't doing their jobs and don't know what they're talking about, insurance companies who want their customers to buy more expensive plans, and irresponsible/ignorant people who aren't willing to actually find out what their options are.
This is absolutely true. Unfortunately, Person A gets screwed by Obama makes a more entertaining and sensationalist read than Person B gets better healthcare coverage. Thanks, free market!
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