Blame Game: Financial crisis

[tik 🪀✨]

Myself, I don't think the irresponsible home-owners get enough of the blame, but ultimately I think it lies with the lenders. I agree that oversight and regulation should have been in place, but the way things were left left the banks with the choice to be responsible in not issuing these loans and all of this credit in the first place. If anyone was conscious of the decisions being made, it was them. They chose not to exercise their power before it was too late and widespread. If they weren't so entrenched, I would be more supportive of letting them all come crashing down in a blaze of shame.

By the way, I decided to take out option 4: Sam Spade (for withholding valuable information about the future)