Driving licenses aren't denied arbitrarily because police officers hate cars. And there is no danger of anyone wanting to confiscate cars en masse.
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Now you are switching focus. I never suggested that a firearms license should be denied arbitrarily or that they be confiscated en masse. I've only suggested that we treat guns like cars because both are potentially dangerous.
Tell me what is wrong with requiring a license in order to operate a firearm?
Depends on your definition of elite. Anyways, it is ridiculous because insurance doesn't cover voluntary acts anyways
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There are 3 ways a firearm can be used.
1. Voluntarily and lawfully (such as in target practice). Obviously this is not an insurance problem.
2. Voluntarily and criminally (as in robbing someone). Again, not an insurance problem, but definitely a law enforcement issue.
3. Involuntarily/accidentally (as in a child shooting another child or the Dick Cheney hunting accident). This type of situation happens a lot and ends up with individuals wanting to sue gun manufacturers. Insurance will protect the gun manufacturers, reduce court cases, and provide for someone who is harmed in such an accident.