Of course, this doesn't account for any quality of life differences. The smoker doesn't just die earlier, because on average he has worse health at 40, at 50, and so on. Moreover, the cost savings will benefit Medicare or Medicaid rather than the prematurely dead "consumer" of health care." Who, as I'm sure you know, was paying more for his insurance during his working years because it's the only choice that private insurers can upcharge their enrollees for making under the ACA...
indeed, the "system" is very hard on smokers. Unfairly even. That's why I said "screw poor people" to start this little hijack. It's already hard to be poor. If they try to get a little enjoyment out of life by doing something the "citizen regulators" don't like, the safety Nazis will tax the hell out of it...or worse, make it illegal and throw them in jail for it.So keep working to get marijuana legalized everywhere n then they can do that instead of smoking tobacco. You know, something that's actually fun instead of something with no real effects other than making you cough and smell bad.
Tobacco is the worst drug ever. No cool highs or effects as a result. Zero reason to do it.