Okay, getting away from my roommate's health misadventures, I have a tax story. I am now on social security disability (parkinsons disease), and that is my only income. I honestly thought this years taxes would be a cakewalk. Wrong! You see, I managed to get my student loans discharged due to my disabled status, to the tune of $53,000. Turns out the IRS considers this cancellation of debt as INCOME. Yow! Between state and federal, I owe close to $15,000. I went to H&R Block, and their words to me were, "You're screwed." Needless to say, this is going to be a bitch to pay off. But hey, at least I don't have to pay the student loans back!