List your monthly expenditures

[Tender Branson]

What kind of expenditures do you have each month and what´s the cost ?

For me it is:

Rent (incl. electricity/heating): 800$
Car insurance (comprehensive coverage): 170$
Accident insurance: 10$
Fuel for the car: 120$
Internet/TV/Radio/Newspapers/Mobile Phone/Licence Fee: 100$
Church Tax: 11$
Food: about 300-400$
Several other non-regular stuff for the apartment: probably 100-200$

Total: About 1.700$ a month

Don´t know if I missed something ...

[Gustaf]

My rent is about $475 a month and includes heat, electricity, internet. My total expenditure a month is about $1200, I think.

[Teddy (IDS Legislator)]

Multiply by 2


 $820.00     -    Bi-Weekly Pay
      
 $300.00     -    Rent (Half of monthly rent)
 $60.00     -    Medicine (Estimated at bi-weekly. One of my scripts is monthly, the other bi-monthly)
 $40.00     -    Cell Phone (This amount paid automatically every 2nd Friday)
 $95.00     -    Student Loans (Half of monthly student loan totals)
 $55.00     -    Transportation (Half of a monthly bus pas)
 $5.00     -    Website (I run a website)
 $2.50     -    Bank (Bank fees)
 $200.00     -    Cash ($100 each week for food, etc)
 $60.00     -    Larger Cash (So I can order out once a week)
 $817.50     -    (Total Spending)
      
 $2.50     -    Estimated addition to life savings at the end of the bi-weekly period.


For fun and because I am board, I have turned this into my "National Budget" where I manage to run a surplus.


   -   Billions   -   
Tax Revenue   -   $820.0   -   Income Taxes
   -      -   
Social Programs   -   $300.0   -   R.E.N.T. (Reinforced Economic National Trust)
Health   -   $60.0   -   Funds for medicines, etc
Telecommunications   -   $40.0   -   Funds for Cell phone service maintenance, etc
Education   -   $95.0   -   Funds for Student Loans, etc
Transportation   -   $55.0   -   Public Transit, etc
Technology    -   $5.0   -   Government Websites, etc
Financial Re-orginaztion fees   -   $2.5   -   Bank fees, etc
Other Expenditures   -   $200.0   -   "Cash on hand" etc
Contingency Reserve   -   $60.0   -   For emergencies, etc
TOTAL SPENDING   -   $817.5   -   TOTAL
   -      -   
Projected Surplus (Deficit)   -   $2.5   -   


Reality tends to be more like:

Rent - $300
Health, Cell, Loans, Bus, misc - $257.5
Cash on hand - $260
Taxicabs - $way too much
Result - Negative $$

[opebo]

Monthly pay: $1,300
from home:       $600 on average

Total roughly $1,900
 
Rent:                $90
Utilities:             38
phone                20
gas                   100
food                  300
entertainment: 800
Hotels, travel:   300
Misc. Snacks/soda,etc 100

So about $150 left unaccounted for, but it always goes, somewhere.  Maybe on a few fancy evenings out, a few alcoholic drinks, etc.
 

[memphis]

Shamefully, I don't keep track of non-fixed items like food or gasoline. I've been meaning to do a budget for a while just to be more aware of where my money goes, but I've never gotten around to it. Income always seems to be a hair more than expenses, so it's never seemed urgent.

[Grumpier Than Uncle Joe]

You'd all faint if you saw my monthly Grey Goose bill

[kemikalije]

Better not discuss my monthy bills... I have enough grey hair.

[k-onmmunist]

All my money - Dr Pepper and late 80s alternative rock CDs. Damn you Sonic Youth

[Torie]

LOL.  No.

[Bunwahaha [still dunno why, but well, so be it]]

Hmm...

Rent (water included): 340€ - $432

Electricity: about 45€ - $57 each 2 months in summer/spring, can be around 80€ - $100 in winter (electric heating), then from about $30 to $50 per month.

Internet/Home phone/A set of numeric TV channels: 30€ - $38, + 10€ for 3 hours toward mobile phones.

Home insurance: 96€ per year, payed in several times during the year, which does 8€ per month

External washing of linen: about 12€ - $15 per month

Food: hmm, I don't really check, I buy what I want, and I've always enough money to do so, remembering my supermarket bills, I would guess it could be around 200€ - $254 a month.

That is for regular stuffs.

Then, summed up:

Rent, water:                      340€                                $430
Electricity:                         45€ to 80€                       $30 to $50
Internet/Phone/Extra TV: 40€                                   $50
Home insurance:               8€                                    $10
Linen:                               12€                                   $15
Food:                                200€                                 $250

Total:                                640€ to 680€                    $785 to $805

[??????????]

LOL.  No.

Finger get tired from holding down the 0 button?

As for myself. I make more then enough to cover the monthly costs and have money left over for the kids to have a good life. Near zero debt and a very high credit score. The worst thing for a young person to do is to get a credit card with a high credit limit. Run run!

[Grumpier Than Uncle Joe]

LOL.  No.

Finger get tired from holding down the 0 button?

As for myself. I make more then enough to cover the monthly costs and have money left over for the kids to have a good life. Near zero debt and a very high credit score. The worst thing for a young person to do is to get a credit card with a high credit limit. Run run!

A moderation in your way of living is the way to go, States.  I'm the same way.......a good lesson for these younggins.

[memphis]

LOL.  No.

Finger get tired from holding down the 0 button?

As for myself. I make more then enough to cover the monthly costs and have money left over for the kids to have a good life. Near zero debt and a very high credit score. The worst thing for a young person to do is to get a credit card with a high credit limit. Run run!

A moderation in your way of living is the way to go, States.  I'm the same way.......a good lesson for these younggins.

We "younggins" aren't the ones who are six figures underwater in mortgages. I also don't do credit cards and have excellent credit.

[Grumpier Than Uncle Joe]

LOL.  No.

Finger get tired from holding down the 0 button?

As for myself. I make more then enough to cover the monthly costs and have money left over for the kids to have a good life. Near zero debt and a very high credit score. The worst thing for a young person to do is to get a credit card with a high credit limit. Run run!

A moderation in your way of living is the way to go, States.  I'm the same way.......a good lesson for these younggins.

We "younggins" aren't the ones who are six figures underwater in mortgages. I also don't do credit cards and have excellent credit.

Good, memphis (I really mean that), but the lesson itself is still a good one for those who haven't fallen victim to the mortgage madness.

[Gustaf]

Monthly pay: $1,300
from home:       $600 on average

Total roughly $1,900
 
Rent:                $90
Utilities:             38
phone                20
gas                   100
food                  300
entertainment: 800
Hotels, travel:   300
Misc. Snacks/soda,etc 100

So about $150 left unaccounted for, but it always goes, somewhere.  Maybe on a few fancy evenings out, a few alcoholic drinks, etc.
 

So your monthly expenditure is about half of the Thai GDP per capita. In the US that would mean spending about $23 000 a month. But I guess you're still poorer than the prostitutes or the average workers right?

[Countess Anya of the North Parish]

$0

[I spent the winter writing songs about getting better]

Rent - $550
Student Loans - $200
Credit card debt - $150
Internet - $50
Electricity - $15
Other stuff - varies, mostly on how much I take home. That's between $1600-$2000.

[Smash255]

Rent $1,075
Food  $250
Internet/phone/cable $160
Cell $105 (every two months, have family plan with my sister I pay one month, she pays one month)
Bowling Leagues $200 (not during the summer, get some of the $$$ back)
Car Insurance $97  (make one payment of approx $586 every six months)
Leisure $100-$200
Gas $35


I have paid off my college loan, and have $0 in Credit card debt.  Anytime I use my credit card I pretty much always have it paid off within weeks.  At most I probably pay a total of $25 in credit card fees/interest during an entire year.  Credit score is around 800.

[Fmr. Pres. Duke]

At school?

Rent: $675
Electricity: $55
Food: $100 so far, who knows.
Internet/cable: $125
Cell: $200
Gas: $200

[opebo]

So your monthly expenditure is about half of the Thai GDP per capita. In the US that would mean spending about $23 000 a month. But I guess you're still poorer than the prostitutes or the average workers right?

No, I'm not, nor have I ever claimed to be so.  However, prostitutes make between $20 and $100/day, depending on quality, venue, customers, etc.   A very significant minority of them do make much more than I make, and even the lowest paid make much more than ordinary workers.  

For perspective:

Farmers, village people -        $50-100/month (this skews down the per capita, but they live surprisingly decently growing own food, etc.
Ordinary working class people - $150-$300/month
White collar                            -   $250-$1,000/month
Doctors, specialized,  etc.       -   $1,000-2,500
Executive elites                      -   $2,500-5,000/month
Business class/owners          -    unlimited
foreign teachers                     -   $1,000-$2,000/month
myself                                    -    $1,300/month
lower prostitutes (the hideous,
aged, rural, part time, etc.)     -    $300-600/month
average, typical                       -     $600-1,000/month
high end, beautiful, younger
ones,                                       -     $1,000-3,000/month

As one might expect the lower end have almost nothing to do with foreigners.  The foreign-oriented industry is middle to high end, but there is a very large totally Thai-oriented high end (lots of very rich Thai customers).  It is reasonable to say that the pay of prostitutes and the pay of foreign teachers is not very different - perhaps slightly higher for the foreigner, but then again he is working far more hours.

[Small Business Owner of Any Repute]

rent $0
food $150
crack $2000