Does the state/country you live in right now ...

[seb_pard]

No, in Chile we have multi-payer universal healthcare. The state has its own agency, called Fonasa (Fondo Nacional de Salud o National Healthcare Fund) which is fund by the employees (7% of the salary) and its in charge of managing the healthcare system (although not the hospitals). 75% of the population its covered by Fonasa. The problem is that Fonasa doesn't work that well and hospitals in Chile can't cover the current demand efficiently (and are underfunded).

For people who doesn't want the public option there are the Isapres (Institutions of Social Security) which are the private insurers. They charged you the 7% (instead of going to Fonasa its going to the Isapre) but they can charged you more. This is the better option if you going to private hospitals but is not good if you can't afford the money (they don't cover all) so that's why most of the population prefer Fonasa. Isapres covered 18% of the population.

The rest of the population it's basically the army and the police, which has its own system paid by all the chileans (thank you Pinochet and your Reserved Law of Copper).


In Ricardo Lagos' Government it was created the Auge, which is a program with the objetive of covered certain diseases, and since then, coverage has increased steadily, and now 80 diseases (for example HIV/AIDS, schizophrenia, depression, etc.) are fully covered by the state, independently if you are in Fonasa or Isapre.