What is everyones idea for a Healthcare system? Here is my idea :
a) If you have insurance your insurance company would be required to pay 80/20 automatically. On top of that the govt would pay 50% of your 20%. For example if your medical bill was 100$ the insurance company would pay 80 dollars, the govt 10 and you pay 10. Medicines would be 90% covered by the govt with 10% owed by the patient.
b) No Insurance to government would pay 80%. Medicine would be covered fully.
c) Dental and Vision would be 90% covered.
With this hypothetical system I think fraud could be kept to a minimum, because I think 100% coverage for all Americans would create cases of fraud and would probably bankrupt the system over time. I would also set a standard insurance payment to keep insurance companies from rising their costs to astronomical numbers. I see this as a good compromise to all or none. Please feel free to add or tear this idea apart as necessary. I am curious as to what everyone thinks.
It is pretty good. However, REALISTICALLY, the only way we can afford it is if taxes are rolled back to the Clinton levels or taxes on business and the wealthy go up.
