7,052,770
Harry
Atlas Superstar
Posts: 35,605
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« on: September 28, 2013, 03:47:02 PM » |
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In addition, insurance companies cannot deny people for any reason during the Open Enrollment periods, nor can they charge extra for people with pre-existing conditions (or for issues such as obesity). In fact, the price of the insurance can ONLY vary by age, tobacco status, and location, and for family plans, the number of people in the family.
In addition, there are a lot of transfer payments between insurance companies to iron out the effect of coincidentally high or low claims to keep the prices more consistent from year to year and from company to company.
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