As a male, I can guarantee that I will never need pregnancy services.
But that doesn't mean it shouldn't be part of the insurance plan. "Never" is consistent with "likely never." It all falls under the umbrella of subsidizing the medical costs of others. Females can't get prostate cancer but are still subsidizing the medical costs for males who get it.
That ought not to be the case either. If you want a safety net for life-threatening medical conditions, then advocate that, but do not call it "insurance".
As an aside, I think women have considerably more control over whether they get pregnant than men do over getting prostate cancer. Fire insurance would be a lot more expensive if the insurance companies had to sell half of their policies to arsonists.
That's not how I meant it. =P I'll rephrase. The reason insurance works is because you a pay for services you will likely never or rarely use, thus subsidizing the costs for those who do need them.I do not do so out of my own beneficence though; I do so to guard myself against the unlikely possibility that I will fall victim to the same misfortune.
Well that's a rather loaded question. Death by tumor is very much torture and chemotherapy can save your life. Regardless, your logic applies to any kind of medical coverage at all. Any possible treatment could hypothetically be passed over voluntarily, and thus why should it be part of a medical insurance plan?[/quote]
The point is it should be my choice whether or not to have such insurance, and what goods and services it should ensure. Obviously that would be an extreme minority viewpoint that would not prevail in a free-market for health care. Other, less life-threatening conditions would have a greater degree of consumer choice and discretion over coverage.
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Your arguments in this thread were awfully s***** to begin with, and then you just had to screw the pooch and compare childbirth two arson, didn't you?