FT 10-05: Medical Care Act 2.0 (Debating) (user search)
       |           

Welcome, Guest. Please login or register.
Did you miss your activation email?
June 15, 2024, 11:49:34 AM
News: Election Simulator 2.0 Released. Senate/Gubernatorial maps, proportional electoral votes, and more - Read more

  Talk Elections
  Atlas Fantasy Elections
  Atlas Fantasy Government
  Regional Governments (Moderators: Southern Senator North Carolina Yankee, Lumine)
  FT 10-05: Medical Care Act 2.0 (Debating) (search mode)
Pages: [1]
Author Topic: FT 10-05: Medical Care Act 2.0 (Debating)  (Read 5900 times)
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« on: February 12, 2019, 12:37:52 AM »

I'd like to hear a bit more before entering a final vote if that's alright, I remain somewhat uncertain in my vote. Mostly, I'm concerned about excessively restricting the role of the private sector within Health Care in Fremont and because of my admittedly very limited knowledge on the for profit health insurance industry, and if possible I should like to ask the Vice-President just how large the practical restrictions on the private sector might be and whether we might expect some degree of trouble on implementation or abandonment of the region of a part of the health care industry.

I did legal work for Blue Cross Michigan for about a year. The vast majority of price gouging comes from providers (doctors, hospitals, and producers) rather than insurers.

This is very true.
Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #1 on: February 12, 2019, 12:39:03 AM »

There is a typo in the text. It says "provides" instead of "providers".
Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #2 on: February 12, 2019, 12:43:02 AM »

Quote from: Restricted
You must be logged in to read this quote.

On a general note, it please me greatly to see regions taking advantage of the provisions of the 2017 law and exploring ways to improve their systems.
Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #3 on: February 12, 2019, 06:10:25 PM »

Someone introduce an amendment to fix the bit Eckne brought up. Change "private" insurance to "co-ops".

So is this a confirmation that the intent of the bill is indeed to eliminate private insurers simply by removing the word 'private' from the original FremontCare? If that's the intent, why not just get rid of Section 3 and just state directly which types of insurers are allowed on the exchange?

For the life of me I cannot understand why the regions didn't just have an explicit, clear and simple section in each of their laws that states clearly what types of insurance are allowed on their exchange. It was the most basic of responses to the 2017 health care law and it is also one of the simplest aspects to write.

However it is obscure or often spread out through multitudes of backhanded references at best. Again don't get me wrong, I fully intended and desired regions to get into the nitty gritty on healthcare and try to address issues that need more work, but it surprised me that nature or kind of providers aspect was handled in such fashion.
Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #4 on: February 12, 2019, 06:20:49 PM »

If you're trying to target price-gouging, that usually is coming from the providers, not the insurers.

The standard practice and approach by the left on health care is to murder the insurers and then squeeze the balls off the providers through leveraged dictations on prices. 2020 trend maps are going to be so delicious to look at, I can almost taste them.

The stupid thing is we don't do this with any other industry. We don't threaten to nationalize grocery chains and then dictate lower prices to farmers, meat packing and canning industries. We just give people food stamps and they buy what they need in the private sector grocery store.

Both are essential to live and both are time sensitive. The big difference is the skill level involved to produce is much greater for health care. If you want to get prices down, you need to target actual gouging by the root causes and you need more doctors, medicine and supplies at lower prices.

Health care policy in my opinion works like a horseshoe politically. The policies on both the extreme right and the extreme left leave people dead in the street from denied care, just for different reasons.
Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #5 on: March 11, 2019, 12:57:25 AM »

I am objecting to a final vote until we figure out a way to address cost transparency/reduction for healthcare providers.

What's the status of IRL supplemental Medicare plans post-Atlas Care? Because to be clear I don't think those should be banned but also find the entire profit health care industry IRL in the US to be problematic and I don't want rich guys using private insurance while the poor stays on the government plan.

That's a good question.  The RRPHA absorbed all current Medicare beneficiaries (along with Medicaid recipients) into AtlasCare.  I would think that Medicare enrollees keep their supplemental plans, but I'll confer with NCYankee just to be sure.

Sorry for missing this and the PM sent a few days ago. Lot of PMs getting sent back and forth to start the Senate.

Quote
2. Medicare Recipients will be transitioned over in an orderly fashion, administered by the H&HS Sub-Department to the equivalent parts of Atlascare, from the equivalent parts of Medicare that they are presently enrolled.

I want to say yes, but the details of this transition were suppose to be handled by the SoIA and I don't think this happened with the level of detail that I had envisioned back when this was composed.

There are a lot of similarities in how Medicare and Atlascare works and both divided into Parts, though the details on the Parts I would refer back to Scott since he composed that aspect.

The thing I would note when I say Parts is that I refer to the internal Parts of the AtlasCare program and not Parts I, II, III of R&RPH itself. In hindsight once Parts were added to Atlascare I should have utilized different section divider names for the bill itself.

Both Atlascare and Medicare charge premiums, but for Seniors those premiums are "subsidized to Medicare levels" and the beyond that the Sliding scale subsidy kicks in to cover the difference in place of Medicaid, which we got rid of (along with most every other federal health care program). I think the subsidy is probably more generous than what Medicaid offered and with far less strings attached, though for exact numbers I would recommend PiT or Encke, because I still cannot read that formula:

Quote
a. Healthcare Insurance will be subsidized in accordance with a sliding scale subsidy based on age and income in relation to a maximum of $12,000 annually, indexed to Health care inflation.
b. The formula is as follows: y = 1 - (x - f(t))/2
where x is the multiple of $12,000 that their annual salary amounts to and f(t) is the formula for determining the max subsidy cutoff as a function of age t. (f(t) = 0.0022*(t-20)^2 - 0.0291*(t-20) +1.66))

It would be a hell of a tall order for the GM to pull off, but at some point we need to get a read on what healthcare inflation is like post all our drug cost/health cost bills passed subsequent to R&RPHA because that will allow us to know what Atlascare is charging for premiums and also what the max cut off for the formula is now. At 5% for instance, it is up to $13,230 now.

The thing that makes me unsure about this is that we pushed to move away from "sliding scale benefit" or partial benefit like Medicare IRL, in favor of a public option that covers the whole tab at the point of delivery and then a sliding scale subsidy (which is a separate program) based on age and income to help those who need it, to cover the public option's or its competitor's premiums. This aspect kind of makes me think that Atlascare would squeeze supplementals out, but in its place create an industry of Atlascare competiting plans (assuming a region allows competition to Atlascare) aimed at seniors. I don't think these would be many in number for various reasons though.

Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #6 on: March 11, 2019, 03:00:21 AM »

And its still too steep a decline in subsidy for my liking lol.
Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #7 on: March 11, 2019, 03:10:03 AM »

Shua used to make a big deal about avoiding benefit cliffs. You make $1 over a threshold and you lose all your benefits, basically.


We spent what seemed like an eternity trying to get a formula that met all the criteria and had a slow rate of decline. Maybe the visual exaggerates the rate of decline in support because of how long its axis are.
Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #8 on: March 11, 2019, 03:46:58 AM »

Shua used to make a big deal about avoiding benefit cliffs. You make $1 over a threshold and you lose all your benefits, basically.


We spent what seemed like an eternity trying to get a formula that met all the criteria and had a slow rate of decline. Maybe the visual exaggerates the rate of decline in support because of how long its axis are.

The shape of the function means that the decline remains constant for all ages and occurs over an interval of $24,000. For instance, at age 20, the decline begins at $19920 and goes to zero at $43920.

I see.
Logged
Southern Senator North Carolina Yankee
North Carolina Yankee
Moderator
Atlas Institution
*****
Posts: 54,118
United States


« Reply #9 on: March 12, 2019, 01:21:17 AM »

To reiterate my point from before, there is reason to believe supplemental insurance would be squeezed out by Atlascare.


I think there probably needs to be an expansion or shall we say adjustment to the special populations section to give more clarity as to how healthcare functions for each individual group at the federal level. Though first off I would start with the Department of Internal Affairs.

We had to cover a number of different areas in one bill text and we had to keep it as simple as possible at the same time to have a chance at passage. Frankly, it is amazing that we succeeded in passing R&RPHA.

At the time I envisioned Atlascare being the provider of choice for all such special population groups, and yet at the same time working the nature of Atlascare as a market competing public option in with that means that Atlascare probably has to behave somewhat differently to pull that off. To an extent this was how Part III of R&RPHA was composed, but to be sure completely sure, requires more specificity, specificity we simply couldn't afford to include in 2017, lest the length and complexity kill it.



Logged
Pages: [1]  
Jump to:  


Login with username, password and session length

Terms of Service - DMCA Agent and Policy - Privacy Policy and Cookies

Powered by SMF 1.1.21 | SMF © 2015, Simple Machines

Page created in 0.031 seconds with 11 queries.