If you were offered a deal like this...

[Beet]

Even if you could get this by quitting, I have my career to think of.

Everyone's going to know if I quit my job just to collect unemployment while doing nothing worthwhile. Even if it's just one year, how's that going to look on my resume? "Yeah, we hire this guy, who knows when he's going to quit." Unlike some people my job actually requires this thing called skills and it actually requires that you stay abreast of developments in the industry. You can't just drop out for a year (let alone multiple years) and expect to be as valuable as you were before.

I'd lose my contact, the people who could testify to my character. My job requires a security clearance and that is downgraded after 1 year and expires completely after 2 years.

Not to mention my friends and family, I lose respect from them, I can't date any more because who wants to date an unemployed person, even if they're still collecting money? Not goal oriented.

It's not about the money, really. Having a job for middle class people is about social status. It's about having respect from others and being seen as successful and respectable, which is just as important as the money if not even more so for some people.

Now, if I were a poor person, who wasn't respectable anyway, then that might be different. In that case this might be a good deal, because I would have less to lose by not working. But that would only be if I felt I had no hope of real advancement beyond a low class, that is a sad state to be in.