Some observations on totality:
1) Totality IS characteristically different from a 95-99% eclipse. At 95-99% or so, it still pretty much looks like day outside (although dusk or certainly a cloudy day). The transition to totality is pretty sudden, and suddenly it no longer looks like day. So if you have not seen a total eclipse and are near a future total eclipse but not directly in its path, I think it is worth traveling a shortish/reasonable distance to see totality. It is not just a difference of degree, but of type.
2) However, it doesn't get THAT dark. I heard some people saying it gets totally dark, and that was not true. It was not dark like the
middle of the night, but more like early part of the night or early in the morning a bit before dawn.
3) As emailking mentioned, crickets started chirping (though I think it may have taken them 30 seconds to a minute or so to start).
4) Birds started chirping as though it were dawn/early morning for a few minutes after the sun came back.
5) However, I think that people who have been saying that it is the greatest thing ever are exaggerating how impressive it is a bit. It was interesting and impressive, but I think somewhat less so than various other things such as seeing the grand canyon, flying in an airplane for the first time, or perhaps seeing the ocean for the first time or something like that. So while you are missing out on something if you never see one, I don't think you are missing out on THAT much.
6) I think the coolest and most interesting thing was actually the shadows during partial (but substantial) phase of the eclipse, which looked like this, with semi-circles as a result of the non-circular shape of the light from the sun:
And you don't need a total eclipse to see that.