This is what people tend to overlook the most when looking at this proposal. The PBS Newshour did a piece on how most of these debt packages would go to the children of white, upper-middle-class suburban families, but people are acting like this is some kind of redistribution policy to assist the poor and needy. Even if you want these kinds of government handouts, shouldn't your primary goal be to help people who are in a bad financial situation through no fault of their own, not people who chose to go into debt voluntarily?
Universal programs have strategic value. Means tested programs are always in danger of being stripped away, because the wealthy do not benefit from them. Whereas universal programs such as Social Security or Medicare are politically impossible to axe.
