You know, I notice some people saying 'I've never been a victim of crime' or 'I don't got to X expecting to get mugged' and things like that, I have some news for you - you can be a victim of crime at any place and any time.
Nobody really thought 9/11 would happen - surprise, it happened.
I'm quite sure when my father went out to the store one night he did not expect to get murdered - and we live in a relatively quiet area as far as crime goes.
Don't EVER have the attitude that it can't happen to you, I don't care where you are, even if it's your own house. It's a foolish attitude to have.
You have a real knack for summing up an idea in one neat package. I'd make one small amendment-- "Just because it has not happened or you don't expect it to happen does not mean it can't or won't happen
to you or other people"
