I think there's a pretty good chance TNF will have more money by the time he's my age than I do now.
nah, isn't he just a grad student somewhere in the humanities, maybe labor history? he'll be kicking around visiting-fellowships for decades.
Not necessarily... Lots of grad students find work outside of academia if they can't find suitable opportunities within it. My college roommate in senior year is a History PhD student and when he finishes I think his plan is to work at a historical park or museum. Also, academia isn't exactly what one considers when one thinks of the lower class or even lower middle class. It's one of the very few areas where income and class are not well aligned.