Does climate change have any impact on car insurance rates? Louisiana has some of the highest.
Potentially? I don’t know as much about the interplay between weather and car insurance but I think it does have an impact. For example Colorado has the most hail damage and thus the most hail damage claims for cars. I know when there’s heavy rain some people’s cars (be it by chance or by driving it into water) get damaged from flooding. This happened with my cousin in the most recent storm in SC.
Louisiana also is one of the highest crime incidence states in the country.
