Bushie: The Final Frontier - Update Season V

[MasterJedi]

If I have a drifter come before me wanting to build houses and I come to find he's held five jobs in the past year- that makes me suspicious of his reliability

Heck nowadays all the people who know how to build houses are not only unemployed but probably living under a bridge. 

Most home builders nowadays make a lot of money.

Not as much as 10 years ago... or especially 20-25 in South Florida

Yea, I'm guessing construction unions got destroyed during the housing crisis.

They way outbuilt what was needed because everything was selling so high and then when the market crashed they were hurt the worst because of it.

[MasterJedi]

Bushie, it's not that hard to get on well in a call center. I just signed paperwork to end the 10 month probationary period and get a $1,700 raise for the year at the end of the month. It's not hard, you just have to keep working.

[MasterJedi]

Could we surmise that this latest episode of vandalism was also a cover story, made up by BushOK's dirty mind, which is fuel by his love of porn? To those who can read his facebook, isn't his version of events a little far fetched? Even by Oklahoma standards? Bear in mind, I have never been to the midwest, so perhaps I am the one out of touch.

More likely Mommy and Daddy lied about that part because they want their baby to come back home.

[MasterJedi]

Bushie did say his mom missed him a lot and was trying to convince him to come back home a while ago...soooo....

[MasterJedi]

Bushie, I had to work a 10 month probationary period while going through training on and off and doing a good job before I got a promotion (with a raise) and a merit pay increase which I also had to be reviewed for. It doesn't happen overnight and it doesn't happen just because you show up to do the job.

[MasterJedi]

You also don't have to provide your SSN until you're hired. You aren't legally obligated to provide it until then, they just ask for it so if people give it out then can do more unofficial background checks which can't legally be used against you but are.

[MasterJedi]

true irrational actors are rare. 

This is patently false. People make crazy decisions all the timme. You should get out more.

Yeah, I see it all the time at work. They call in, already have $15,000 out in loans, they ask how much that have, I tell them $35. They have me send them it through FedEx for $15 and they don't want to talk about loan repayment. They call back in asking why they have to pay a certain amount necessary to keep the policy open because "it's their money" or why they have to pay taxes on a lapsed policy etc etc. People really have no idea when it comes to their money.


And why would Bushie (or anyone for that matter) be stupid enough to pay nothing down on a mortgage? If you can't at least put 20% down you really shouldn't even be thinking about buying anything.

[MasterJedi]

true irrational actors are rare. 

This is patently false. People make crazy decisions all the timme. You should get out more.

Yeah, I see it all the time at work. They call in, already have $15,000 out in loans, they ask how much that have, I tell them $35. They have me send them it through FedEx for $15 and they don't want to talk about loan repayment. They call back in asking why they have to pay a certain amount necessary to keep the policy open because "it's their money" or why they have to pay taxes on a lapsed policy etc etc. People really have no idea when it comes to their money.


And why would Bushie (or anyone for that matter) be stupid enough to pay nothing down on a mortgage? If you can't at least put 20% down you really shouldn't even be thinking about buying anything.

No, zero down is a good deal if you can get it (particularly with an FHA loan). That way, if the house depreciates, you have not lost any money. You just walk away. If Jeff had stable employment, and was committed to the location, his house purchase would have been fine. The Okie housing market is dirt cheap.

Except it's almost impossible to get one these days and if by some miracle you are able to pay off that long you'll be paying a lot more. That goes with what BRTD said (did I just say that? OMG I feel dirty) that there needs to be much tougher restrictions on buying a house. More credit and finance background checks meaning that if you can't afford it you won't be able to borrow the money.

[MasterJedi]

Bushie, I think one of the main problems people are having here is not that you're living at home while doing all this but not even really taking care of yourself and providing for yourself while you're there. If you at least had a job and were bringing in money and paying your own bills it wouldn't be bad.

You could do what I'm doing. I still live at home and I basically pay for everything. I pay my portion of the cell phone bill (still on a family plan), car insurance, health insurance, life insurance, car payment, etc.

What I'm not paying for is rent (the mortgage has been paid off for awhile now), food, or any of the utilities. Basically, they're not making me pay, can pay for everything comfortably and would be paying the same amount for everying if I was there or not and I'm covering all my expenses. Yes I've got it easy but I'm not mooching off them. It's saving me a ton of money and I'm actually planning and saving to move out and buy my own condo. I'm about a third of the way there I'd say. If you had that attitude and were actually willing to work hard I doubt you'd get slammed like you have been.

[MasterJedi]

Bushie, I think one of the main problems people are having here is not that you're living at home while doing all this but not even really taking care of yourself and providing for yourself while you're there. If you at least had a job and were bringing in money and paying your own bills it wouldn't be bad.

You could do what I'm doing. I still live at home and I basically pay for everything. I pay my portion of the cell phone bill (still on a family plan), car insurance, health insurance, life insurance, car payment, etc.

What I'm not paying for is rent (the mortgage has been paid off for awhile now), food, or any of the utilities. Basically, they're not making me pay, can pay for everything comfortably and would be paying the same amount for everying if I was there or not and I'm covering all my expenses. Yes I've got it easy but I'm not mooching off them. It's saving me a ton of money and I'm actually planning and saving to move out and buy my own condo. I'm about a third of the way there I'd say. If you had that attitude and were actually willing to work hard I doubt you'd get slammed like you have been.

I'm in the same boat (although I don't have life insurance).  Although my car payment goes to them, since I borrowed money from them to pay for it, since the bank turned me down due to the car being too old.  But I'm still paying them interest... just like a regular loan that any other adult would take out.  (Plus, like MJ, I'm on the cell phone family plan, and now that Verizon killed unlimited data, I'll never leave, since I'm grandfathered in - but I still pay my part of it!)  And I pay for a fair amount of my own food, but not all of it.

I know college graduates whose parents still give them gas money, pay their insurance, and pay their phone bills... that's crazy.  You're in your 30s.  Grow up; pay your own expenses, minus rent and utilities (although this doesn't include cable if you're getting any fancy packages your parents didn't already have); and you should probably work on doing your own food, since that'd be a heck of a lot healthier.

How much money did your parents put into this house that you're trying to sell?

They don't get any money for food from me. I don't ask for them to anything special and my mom always cooks for three anyways even when I was away at college so it's not like the expenses so I'm not going to pay them money for what they're going to be spending anyways.