children can be seen as a form of investment. as tuition rises, perhaps not a very good one. but the more earning power I have the more likely I'll be to coup my mother up in a room downstairs, when I have a family. she probably has enough money now but the point holds. a lifelong laborer at Taco Bell wouldn't even be able to provide our dead zero man with free tacos: I doubt those poor souls even get an employee discount on the meals.
Do retirement needs come first? It might just be because of the neighborhood I live in, but that attitude seems very odd to me.
Not everyone has Indian parents with postgraduate degrees who bring in six figures...
